DFY Negative Item Plan

Too many negative accounts can weigh your credit down. The DFY Negative Item Plan is designed to challenge inaccurate, outdated, or unverifiable accounts so your credit report reflects only what’s valid.

👉🏽 One-time plan investment
👉🏽 Credit monitoring is REQUIRED 
👉🏽 We create and send disputes for negative items such as collections, charge-offs, late payments, and more
👉🏽 Targeted approach to help remove or correct harmful accounts and improve your profile

This plan is perfect if you have multiple negative accounts holding you back from approvals, housing, or funding.

Important Information

📌 FCRA Compliance
Inquiries may be modified, updated, or deleted under FCRA standards depending on findings.

📌 No Guaranteed Results
We do not guarantee outcomes and have no control over the credit bureaus. Each client’s results will vary.